Who We Aremore than financial planning
Our StoryLife Doesn't Follow a Financial Timeline
The biggest financial decisions rarely happen on a schedule. They happen when life changes—starting a family, changing careers, preparing for retirement, receiving an inheritance, selling a business, or navigating the loss of a loved one.
Those moments often bring uncertainty. Questions become more important than answers, and the choices you make can affect your family for years to come.
At Diamond Financial Group, we believe every recommendation should have a purpose, every conversation should provide clarity, and every relationship should be built on trust. Our role is to help you make informed decisions with confidence through every stage of life.
Our TeamA Relationship You
can count on
The strongest financial relationships extend beyond scheduled meetings. We believe great advice is built on accessibility, trust, and ongoing communication—so whether you're navigating an important decision or simply looking for reassurance, you'll always have a team ready to help.
Daryl Phillips
Financial Advisor
daryl.phillips@cfdinvestments.com
When I founded Diamond Financial Group in 2000, my vision was to create a firm where people never felt like just another account. I wanted to build a practice centered on honest conversations, thoughtful advice, and relationships that stand the test of time.
Before entering financial services, I spent several years working as an engineer. That experience taught me to approach challenges with patience, discipline, and careful analysis—qualities that continue to shape the way I serve clients today.
One principle has guided me throughout my career: "Failing to plan is planning to fail." I believe the best financial decisions are rarely rushed. Taking the time to prepare, ask questions, and think beyond today often makes all the difference tomorrow.
When I'm away from the office, you'll often find me enjoying the outdoors, spending time hunting, or traveling with my wife, Myra. Those moments remind me to appreciate life's simple pleasures, value time with the people who matter most, and maintain perspective—both personally and professionally.
Jason Murphy
Financial Advisor
jason.murphy@cfdinvestments.com
Teaching people how to make wise financial decisions has been one of the most rewarding parts of my career. For more than 25 years, I've had the opportunity to teach financial stewardship, debt reduction, and money management through organizations such as Dave Ramsey's Financial Peace University. Those experiences have reinforced my belief that lasting financial success begins with understanding the "why" behind every financial decision.
Before joining Diamond Financial Group, I proudly served in the United States Air Force, where I learned the value of discipline, preparation, and serving others. Those lessons continue to influence the way I approach my work and the relationships I build with clients.
As a licensed Investment Adviser Representative holding Series 7 and Series 66 securities licenses, I enjoy helping people simplify complex financial topics and understand the options available to them. I believe education is one of the most valuable tools a person can have, and I strive to make every conversation practical, approachable, and meaningful.
Outside the office, I enjoy spending time with my wife, Jennifer, and our two sons, Christian and Benjamin. I'm actively involved in my church and community and have served in leadership roles with organizations including AMVETS, the National Wild Turkey Federation, and the Christian Motorcyclist Association. I'm also proud to be a member of Kingdom Advisors and the National Association of Christian Financial Consultants.
Michael Gray, CFP®, MBA
Financial Advisor
michael.gray@cfdinvestments.com
Financial planning is more than a profession to me—it's an opportunity to help people navigate some of life's most important decisions with clarity and confidence.
Early in my career in financial services, I realized the conversations I found most rewarding weren't centered on markets alone—they were about people's goals, families, businesses, and the future they wanted to create. That realization continues to shape the way I serve my clients today.
Over the years, I've had the privilege of helping clients prepare for retirement, navigate career changes, grow businesses, manage market uncertainty, and adapt to life's unexpected transitions. Those experiences have reinforced that the best financial plans aren't static—they evolve as life changes.
My approach is built on trust, communication, and long-term relationships. Whether someone finds me through a referral, the local community, or as a Dave Ramsey SmartVestor Pro, I strive to be a resource clients can turn to whenever important financial decisions arise, providing thoughtful guidance and practical advice through every stage of life.
Outside of my work with clients, I'm committed to serving my community as Chairman of the Board for Hope Springs Urgent Mental Health Clinic. My background in healthcare and community service has strengthened my belief that the most meaningful work begins with listening, understanding, and putting people first.
At the end of the day, my goal is simple: to help clients simplify financial complexity, make informed decisions with confidence, and build a financial future centered on what matters most to them.
Education and Credentials:
- CERTIFIED FINANCIAL PLANNER® (CFP®) Professional
- Dave Ramsey SmartVestor Pro
- Master of Business Administration - Tennessee Technological University - Summa Cum Laude | 4.0
- Bachelor of Science in Biology (Cellular & Molecular) -Tennessee Technological University - Summa Cum Laude
"Our role isn't to predict the future. it's to help you feel prepared for whatever comes next" - Michael Gray
Michael Townsley
Insurance Professional
For more than 30 years, I've enjoyed helping people make sense of decisions that often feel confusing or overwhelming. Whether it's Medicare, health insurance, life insurance, annuities, or retirement income planning, I believe people deserve clear answers and straightforward conversations—not complicated jargon.
One of the things I enjoy most about my work is taking complex topics and breaking them down into something practical and easy to understand. No two situations are exactly alike, and I appreciate the opportunity to help people explore their options and find solutions that fit their needs.
Throughout my career, I've learned that even small decisions can have a lasting impact. That's why I take the time to answer questions, explain the details, and help people feel informed before moving forward.
When I'm not in the office, my wife, Julie, and I enjoy traveling and serving in our church community. Together we've visited all 50 states and five countries, and we're proud to have our daughter, Emily, as part of the Diamond Financial Group team.
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Emily Townsley
Executive Assistant
Being one of the first people clients connect with is something I never take for granted. Whether I'm coordinating appointments, answering questions, or keeping our insurance team organized behind the scenes, I enjoy helping every interaction feel welcoming, efficient, and personal.
As Executive Assistant to Mike Townsley and Office Manager for Diamond Financial Group's insurance division, I help oversee the day-to-day operations that keep our team moving and ensure clients have a smooth experience from start to finish. I enjoy bringing organization, creativity, and attention to detail to everything I do.
Outside the office, I'm actively involved in my church community and enjoy helping with outreach, events, and creative projects. I also love traveling, spending time with family, and caring for animals. Having visited all 50 states and several countries, I've come to appreciate the value of new experiences, meaningful connections, and making people feel at home wherever they are.
INsurance specialistsCoverage Built around you.
Choosing insurance shouldn't feel overwhelming or transactional. We believe every recommendation should begin with understanding your needs, explaining your options clearly, and helping you make confident coverage decisions.
Ready to take the next step?let's build a financial
plan together
Whether you're just getting started or looking for a second opinion, we're here to answer your questions and help you make informed financial decisions. Schedule a complimentary consultation to see how personalized financial guidance can support your goals.